I completed a iva in 2010. I`m Appling for a job in which adverse credit checks are completed. When they do the search will my previous iva show up?
There is no information on the register and my credit files are all up to date. In the past I have turned down jobs which do adverse credit checks. I just not sure if my past iva will show up in the checks.
It is not just whether they do an adverse credit check but also ask directly if you have ever been in an IVA.
I'm afraid it will come down to how far back do they intend to go.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
It might be worth making an anonymous call to check if they are against anyone in an IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
check via your credit reports if it is still listed on there by requesting statutory reports from each of 3 agencies https://www.moneyadviceservice.org.uk/e ... dit-report a quick way to check one is sign up with noddle
Also check if the employer is in anyway linked with any of your former creditors who share data.
If it is more than 6 years since you entered into the agreement it should be gone from credit reports, though personally I don't think to should be 6 years and am challenging the CRA's over this http://www.iva.co.uk/forum/topic.asp?TO ... Legitimate )
Last edited by longslog101 on Wed Sep 02, 2015 2:34 pm, edited 1 time in total.
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register
IVA ended August 2015. Would recommend McCambridge Duffy