Paid off IVA early in full. Do I get a completion certificate ? When can I apply for a mortgage ?

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Lizzie.35

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Post by Lizzie.35 » Fri Sep 18, 2015 9:58 pm
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I have paid off my IVA early and in full (and the rest) nearly 5 months ago. Do I get a completion certificate and when can I apply for a mortgage?
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kallis3

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Post by kallis3 » Fri Sep 18, 2015 10:17 pm
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Hi - you will get a completion letter but your IVA will remain on your credit record for the full six years.

Have a word with either Shaun or Ryan (contact details via the expert link on the left hand side) and they may be able to help you with a mortgage.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Fri Sep 18, 2015 10:45 pm
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I would chase them for your completion certificate have they said why it's being held up?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Lisa Thomas

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Post by Lisa Thomas » Mon Sep 21, 2015 1:17 pm
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Hi Lizzie Chase up your IP and find out why they haven't issued the CC yet.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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Ryan

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Post by Ryan » Tue Sep 22, 2015 1:30 pm
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Hi Lizzie.35-
Can you advise what date you entered the IVA so can advise what you options may be
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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Lizzie.35

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Post by Lizzie.35 » Tue Sep 22, 2015 2:28 pm
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Hi

It was the beginning of November 2011. I will have to check my paperwork for the exact date.
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