Help please in getting MBNA default removed as the 6 year period has passed

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leannep

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Post by leannep » Wed Sep 23, 2015 9:49 pm
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I was in an IVA over 6 years ago (6years was up in April) I've recently got access to my credit reports. The defaulted a/c is still showing (although it says satisfied)for MBNA. Am I correct in thinking this should now be removed as 6 years have passed? The other cards are not showing now. If so can anyone point me in the right direction/ provide contact details for the correct department for MBNA to get this removed? Thanks
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longslog101

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Post by longslog101 » Thu Sep 24, 2015 12:11 am
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Check the date of the default on the account, it should be no later than the date your IVA setup date.

Template letter half way down this page

http://pjgrecovery.com/clean-up-credit-rating.asp
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register

IVA ended August 2015. Would recommend McCambridge Duffy
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