I was contacted by freeman Jones who my iva is with 6mths ago saying a credit card company had approached them saying I owed then a large amount of money,I have never even heard of this company and certainly have no debt with them,how can this happen were did they get my name from, and as iv said to freeman Jones I'm sure I would have been chased for a debt like this if it was thought to be mine,also checked credit history to be on the safe side and rang this particular company up they have never heard of me ,really don't understand this
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A lot of the time debts get sold on. At the end of the day this isn't really your concern. You just need to tell FJ that you have never heard of this creditor and have no idea what the debt relates to and they need to provide more information and proof.