It should be carried out at the time just to ensure that all overtime etc has been paid. If you have not already done so send all your wage slips to your IP firm so they will only have the last one to deal with at the time.
A great start to the New Year there for you to look forward to. Good planning to initiate things now and hopefully when closure arrives it will be smooth and problem free. All the best.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk