The total amount received with the f&f would be greater than originally estimated - I don't think that they would say no and any uncertainty would be around how good your IVA company is.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
it's a little low compared to the outstanding payments of £8,855 but worth a shot, creditors can only say no. Good luck and let us know how you get on.
It would be a fantastic start to the New Year for you!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Its a fair offer giving creditors an early return..i would be mindful though and ensure it is clearly written that if not accepted the money will not be available for your use.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
I hope so , I mean why would my IP let me put the offer forward if it had no chance of being accepted. I will have paid over and above the amount they asked me to pay.
You will likely have a meeting of creditors around the first week in January. Creditors normally ask for about four weeks to consider a variation proposal so given the Christmas break I would think that would be a reasonable timescale.
