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Sinking Fast
Posts: 541 Joined: Mon Dec 28, 2009 8:40 pm
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After 65 long months we have heard today from Creditfix that our IVA is now complete.
It's been a very very tough road travelled, and a hard lesson learned. To say we are elated would be an understatement.
Never did we think this day would come - but it's here......
I can quite honestly say that Creditfix have been superb, and Monica in particular has assisted, in us reaching this point.
Thanks to this forum, who have answered many a question over the past 5 plus years.
I suppose we now disappear into the long grass to live our lives, ensuring never to repeat the past.
All the best.
kallis3
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Posts: 77167 Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
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That's great news, congratulations!
Don't disappear - your experience will be invaluable to other posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
Sinking Fast
Posts: 541 Joined: Mon Dec 28, 2009 8:40 pm
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Thanks Kallis.
I'll be around looking in.
MerlinL14
Posts: 1626 Joined: Sun Oct 30, 2011 2:44 pm
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Congratulations, soak up that happy feeling [:D][:D][:D][:D]
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom
Well done ... enjoy your debt free life x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
hubert
Posts: 532 Joined: Tue Jul 02, 2013 9:53 pm
Location: United Kingdom
Creditfix do seem to be gaining a reputation for closing off IVAs quickly once done.
Congratulations, I really mean that. I'm approaching the half-way point already and despite being a slog it's passing pretty quick.
Sad to wish time away though!
One pay-cheque away from oblivion!
Sinking Fast
Posts: 541 Joined: Mon Dec 28, 2009 8:40 pm
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Trust me Hubert it does pass quickly. It wasn't without hiccups mind you, and a lot of worry, especially when CF took over.
But you're right, CF do close down accounts very quickly.
Now off for another celebratory drink - thank you all.
Lisa Thomas
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Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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Massive congratulations - just in time for a debt free Christmas. Best of luck for the future.
Lisa Thomas
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Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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You're welcome - very pleased for you.
Shining
Posts: 27019 Joined: Thu Sep 20, 2007 8:57 am
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Same here, what a great feeling to be debt free and always good to hear some positives about the company handling your IVA.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
Sinking Fast
Posts: 541 Joined: Mon Dec 28, 2009 8:40 pm
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Just heard from Creditfix this morning, and our completion certificate was issued to ourselves and our creditors on Monday - how quick is that [:D][:D]
kallis3
Forum Expert
Posts: 77167 Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom
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That's great news - have a great Christmas!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk