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Sinking Fast

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Post by Sinking Fast » Mon Nov 30, 2015 5:26 pm
After 65 long months we have heard today from Creditfix that our IVA is now complete.

It's been a very very tough road travelled, and a hard lesson learned. To say we are elated would be an understatement.

Never did we think this day would come - but it's here......

I can quite honestly say that Creditfix have been superb, and Monica in particular has assisted, in us reaching this point.

Thanks to this forum, who have answered many a question over the past 5 plus years.

I suppose we now disappear into the long grass to live our lives, ensuring never to repeat the past.

All the best.
 
 

kallis3

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Post by kallis3 » Mon Nov 30, 2015 5:33 pm
That's great news, congratulations!

Don't disappear - your experience will be invaluable to other posters.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Sinking Fast

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Post by Sinking Fast » Mon Nov 30, 2015 5:52 pm
Thanks Kallis.

I'll be around looking in.
 
 

MerlinL14

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Post by MerlinL14 » Mon Nov 30, 2015 6:46 pm
Congratulations, soak up that happy feeling [:D][:D][:D][:D]
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
 
 

luluj

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Post by luluj » Mon Nov 30, 2015 7:54 pm
Well done ... enjoy your debt free life x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

hubert

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Post by hubert » Mon Nov 30, 2015 9:04 pm
Creditfix do seem to be gaining a reputation for closing off IVAs quickly once done.

Congratulations, I really mean that. I'm approaching the half-way point already and despite being a slog it's passing pretty quick.

Sad to wish time away though!
One pay-cheque away from oblivion!
 
 

Sinking Fast

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Post by Sinking Fast » Mon Nov 30, 2015 9:07 pm
Trust me Hubert it does pass quickly. It wasn't without hiccups mind you, and a lot of worry, especially when CF took over.

But you're right, CF do close down accounts very quickly.

Now off for another celebratory drink - thank you all.
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Dec 01, 2015 10:40 am
Massive congratulations - just in time for a debt free Christmas. Best of luck for the future.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Sinking Fast

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Post by Sinking Fast » Tue Dec 01, 2015 12:33 pm
Thanks Lisa.
 
 

Lisa Thomas

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Post by Lisa Thomas » Tue Dec 01, 2015 2:43 pm
You're welcome - very pleased for you.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Shining

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Post by Shining » Tue Dec 01, 2015 2:44 pm
Same here, what a great feeling to be debt free and always good to hear some positives about the company handling your IVA.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Sinking Fast

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Post by Sinking Fast » Wed Dec 02, 2015 4:45 pm
Just heard from Creditfix this morning, and our completion certificate was issued to ourselves and our creditors on Monday - how quick is that [:D][:D]
 
 

kallis3

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Post by kallis3 » Wed Dec 02, 2015 6:04 pm
That's great news - have a great Christmas!!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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