Remortgage after IVA

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Eggs are ace

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Post by Eggs are ace » Wed Jan 27, 2016 2:31 pm
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So my IVA is all finished, last payment made in December, just waiting for CC now

So I am thinking about remortgaging in the to get a better deal in the future, so my questions are;

1. How long should I leave it before I try and remortgage?

2. Are there any companies that will do a remortgage after an IVA?

Any help would be appreciated
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kallis3

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Post by kallis3 » Wed Jan 27, 2016 2:36 pm
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Hi,

You can speak to either Ryan or Shaun who are the resident mortgage experts on here - details can be found under the ask experts a question link on the left hand side of the page.

They have been instrumental in helping a lot of posters on here.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Lisa Thomas

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Post by Lisa Thomas » Wed Jan 27, 2016 5:03 pm
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Once you have your CC your credit file should be updated accordingly.

Check it then to make sure there are no defaults.

You might find this quick video I made useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Also check out Noddle and Clearscore who give free reports:

https://www.noddle.co.uk/
https://www.clearscore.com/

Once you have your CC your details should come off the IVA register.

Once all that has been sorted and you have a deposit Ryan and Shaun should be able to help you out - they are the mortgage experts on here.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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