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Roisin.c
- Posts: 2
- Joined: Fri Sep 11, 2015 7:34 pm
If i pay my iva off early how long before i can apply for a mortgage
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Welcome to the forum. Even if you pay off youriva early your credit files will continue to show the iva until the 6th anniversary of its start date.
Gaining a mortgage while the iva shows on credit files will be nigh on impossible unless a large deposit of around 50% is available I believe and even then it may not happen.
You are best advised to speak to Ryan or Shaun who are both forum mortgage experts. Their contact details can be found under the experts tab.
http://www.iva.co.uk/forum/forum_experts.asp
Last edited by
luluj on Wed Feb 03, 2016 3:40 am, edited 1 time in total.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"
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luluj
Forum Expert
- Posts: 11333
- Joined: Sun Dec 09, 2007 6:54 am
- Location: United Kingdom
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Look at my blog "All I wanted was a baby"