I am in an Iva I am currently unemployed and caring for my disabled mother .
I have 60.15 a week and every fortnight I have 90.00 income support,I am finding it increasingly difficult to live on this .
I have recently had a statement from one of my creditors who are being paid 0.99p - 1.34 per month does this seem right I pay £25.54 per week to Freeman Jones .
Many thanks
Julie
Have you thought about doing a Debt Relief Order? If you have less than £50 per month after your normal bills then you could be eligible.
Not sure if FJ do them but Vincent Bond do - Viki Warbrooke is their intermediary so you could give them a call.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Me too - either way a fee will be paid so creditors will never see 100% of the money you pay in. If in doubt speak to FJ.
I agree with Kallis - a DRO might be beneficial to you. Here's a quick video I made about them that you might find useful plus a link to the application page.
