Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Know that feeling - especially when you know the replacement is a fudge based on minimum possible rather than what will last longer and give better value for money.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Yes time does fly.we finish this year thinking back to 2010 and starting on the road of a six year iva (because of northern rock) we thought we would never make it.But now we are sailing on a full tail wind.Soon no debts and a life without credit cards is going to be a blessing,no dreaded statements every month,no loan repayments to meet only the mortgage.I honestly can't wait,and all that lovely money I pay each month will be ours
Today 1st of December 2016 the vultures finally flew away
10 more payments for us,I can not wait! It's been a tight almost 6 years,all our own fault though and it feels great to be getting back on top of things. Can't wait to treat the children this Christmas as it's been hard telling no you can't have it because I've got no money! Good luck everyone,just keep plodding on a bit longer:-)
IVA STARTED OCT 2010,LAST PAYMENT 18TH NOVEMBER 2016. COMPLETION CERTIFICATE ARRIVED 17TH DECEMBER 2016.
WE ARE DONE
Well said Lesley ... all of you need to be very proud of your achievements. At the time that last payment leaves your account you will be debt free ... you have achieved something that many people are too scared to even contemplate .. well done x
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !