I’m more of a lurker than a contributor, however my last post was a whinge and a grumble so I feel I should post a follow up.
I entered an IVA in September 2011 with freeman jones with combined debts of around £12500. My agreement was 48 x payments of £153 + the final 12 x payments of £403. It’s been a long struggle. My circumstances changed in 2013 when I got married and they changed again last year when we had to move house, I struggled immensely but managed to keep to date with my payments. In November last year. My Mother in Law offered to assist by offering to pay the remaining amount of the IVA as a full and final settlement offer. Today, that payment was accepted.
I would like to thank Freeman Jones for helping me achieve this. My only complaint of them was the time it took from my initial offer to the creditors meeting. That is now water under the bridge. I would actually recommend them if you’re just starting out or thinking of an IVA. I suppose from a debtors perspective an IP is a bit like a football referee, due to the high level of emotions if things are going your way then they’re fine. However, when things don’t go your way they’re all the ***** under the sun.
I’ll now sign off on a note for anyone who’s just started or anyone who’s in IVA. Just hang in there, every second, ever minute, every step, every breath takes you closer to the end, you can get there, you will get there!
Excellent news, really pleased for you. Let us know when you get your completion letter and please carry on posting.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Great news - you can get on with the rest of your (debt free) life now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Experian and Equifax are free but you must remember to cancel before the end of the free trial.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Now time to start cleaning up my credit file.