Nervous

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watzki

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Post by watzki » Tue Feb 23, 2016 10:22 am
Entering our last six months of our iva,but why do we feel like something bad is going to happen.Does it usually run smooth or does something unexpected happen.I can't shift that feeling in my stomach
Today 1st of December 2016 the vultures finally flew away
 
 

welshwiz

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Post by welshwiz » Tue Feb 23, 2016 10:46 am
Think its normal to feel like this, you can't believe its all over, good luck with the next 6 months and hope you get your CC through quickly.
 
 

kallis3

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Post by kallis3 » Tue Feb 23, 2016 12:43 pm
I'm sure everything will be fine.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Phoenix51

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Post by Phoenix51 » Wed Apr 13, 2016 12:06 pm
almost there, well done.
 
 

Shining

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Post by Shining » Wed Apr 13, 2016 12:08 pm
You're a few months further in now, hope all is going well?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

watzki

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Post by watzki » Mon May 02, 2016 1:04 pm
Everything is plodding along nicely,usually at this time of year we get our I and E forms so waiting for these to drop through the door and it should be our last one.
Heard nothing from freeman jones but as our last regular payment is July maybe we will hear something june time.We have been saving like crazy to pay our one payment holiday £622 and our overtime and bonus arrears about £850,but as our monthly income has been below what FJ expect we might have knocked a few quid off.
Since Christmas we have been so frugal it's unbelievable,we even went out for a meal and a night out with friends for a celebration and spent around £80,when we got home we were so peed off that we spent that amount which would have been two weeks shopping.Go back six years we would have spent that amount no problem two or three times a week.
We are going to save our £600 a month and in a couple of years buy a motorhome in CASH
Today 1st of December 2016 the vultures finally flew away
 
 

Foggy

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Post by Foggy » Mon May 02, 2016 1:19 pm
Nearly there Watzki ... I would start badgering FJ now, to get their act together :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Shining

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Post by Shining » Mon May 02, 2016 6:03 pm
It's getting closer and you have some dreams that you can materialise so fingers crossed for you that all runs smooth.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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