Hi, we are 24 months into our IVA and need a new sofa. Can we get credit ?

[Katherine.t]

Hi, we are 24 months into our IVA and need a new sofa. Can we get credit at DFS? I recently took out a new contract and phone with ee and the credit check was fine. Thanks

[Foggy]

No you cannot obtain further credit. A utility contract is a different animal.

[kallis3]

Hi,

Agree with Foggy - you won't be able to get any further credit without checking with your IP.

[MerlinL14]

I would have a word with your IVA company to see if you can get a months payment break and get one that way.

[Shining]

Alternatively, although may not be ideal there are often secondhand ones on the buy it sell it Facebook groups etc that may well see you through to the end of your IVA when you can look forward to a new one. Hoping you find something

[happy buddha]

i feel your pain Katherine we were in the same boat but had to wait until our six years were up as we weren't aloud credit either !!! many bits of wood and glue were used in the fixing of our sofa and a lot of cushions !! next week after six years and six months we will be able to sit up straight again. DIY it if you can and Keep smiling

[Sally1966]

My suite is also on its last legs but I too will have to wait another 3 years , you have to sit on a pile of cushions on mine to stop you sinking , but I can wait #128522;

[Lisa Thomas]

No - not if both of your are in an IVA which you seem to imply. Sorry!

[Lisa Thomas]

There are a lot of bargains to be had on Ebay and Gumtree...

[kallis3]

Or Freecycle.