Expenditure sheet

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iva virgin

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Post by iva virgin » Sun Apr 24, 2016 8:40 am
Hi does anyone have a list of costings / items that you can use for expenditure out goings? #128522;
 
 

luluj

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Post by luluj » Sun Apr 24, 2016 8:51 am
There is a indicatative list that IPs use but your expenses need to be based on your true costs ... realistic setting of your budget is critical for a successful IVA
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

iva virgin

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Post by iva virgin » Sun Apr 24, 2016 9:20 am
Yes ive done our budget but wanted to check if we were over budgeting for things etc. Thanks though.
 
 

luluj

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Post by luluj » Sun Apr 24, 2016 9:57 am
If you find you are 'over budgeting' from experience I would put the extra away each month and watch it grow for xmas, birthdays or days out etc ...it will come in handy
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

iva virgin

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Post by iva virgin » Sun Apr 24, 2016 10:22 am
Thank you
 
 

Foggy

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Post by Foggy » Sun Apr 24, 2016 10:29 am
Better to over budget, as there will always be things you forget or are simply not included in agreed allowances.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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