Hi we completed our iva march 2012 & want to apply for a mortgage.an advisor has asked to see our credit reports for experian&aquafax.we have already used the free trials &want to know is there anyway around having to pay 15p/mth each per report contracted for 1 full year a total 720pounds just to see if credit reports are clean a d if we can then apply for a mortgage.please help
noodle is a free monthly one and is run by callcredit and clearscore is also a free monthly check partnered with equifax. i use both for free each month to keep an eye on things. hope this helps
If you haven't done so already I would use the expert advise of a mortgage broker with experience of helping people with past credit issues. The forum has two such experts in Ryan and Shaun whose contact details can be found via this the ask the experts link. http://www.iva.co.uk/forum/forum_experts.asp
Last edited by luluj on Tue Apr 26, 2016 5:18 am, edited 1 time in total.
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Hi,
You would need the reports from all 3 agencies for us to be able to be sure there are no issues.
You only pay for 1month and then cancel. They are not 12month contracts!
So £30 each is really not a lot to get the right result.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?