When will I be able to get a mortgage ?

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Deborah.01

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Joined: Wed Nov 18, 2015 8:52 am

Post by Deborah.01 » Mon May 02, 2016 11:21 pm
Hi i started my iva in 2010 but paid it up last feb what year will i be able to get a mortgage
 
 

Foggy

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Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Tue May 03, 2016 8:13 am
Once the IVA clears from your credit records you should be able to start the process.

Have a word with one or both of our adverse credit experts, Ryan and Shaun.

Their details can be found under the "Ask a Question" tab ( top left) and scrolling down the page to the Experts Details section.

Also have a look here:

http://debtcamel.co.uk/repair-credit-record-iva/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

Lisa Thomas

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Joined: Wed Dec 03, 2014 10:26 am

Post by Lisa Thomas » Tue May 03, 2016 10:35 am
If your IVA has completed and you have your CC then you should have been able to start rebuilding you credit records in February this year.

Whether or not you are eligible for a mortgage will depend on your financial status.

Speak to Ryan or Shaun as Fogggy suggests.

To clear up your credit you might find this quick video I made useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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