Even though I have just started an IVA, can I apply for a F&F ?

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Beryl.01

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Post by Beryl.01 » Tue May 24, 2016 10:15 pm
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I have been unable to make a reply to Lisa Thomas and Mrs R. Lisa asked if the £7600 related to the amount to repay or the original debt. The original debt was £20500. I have been in a debt management plan for 5 years and repaid £10,000. Even though I have just started an IVA can I apply for F & F
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lifenoteasy

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Post by lifenoteasy » Tue May 24, 2016 10:40 pm
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Yes
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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Shining

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Post by Shining » Tue May 24, 2016 10:41 pm
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I don't see why not either.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Lisa Thomas

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Post by Lisa Thomas » Wed May 25, 2016 9:28 am
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Yes so further on from the previous post then I would think you could consider an offer like £6k-£6.5 given you have about 5-6 years to go. The higher the offer the more attractive and more likely creditors will be to accept it. Best of luck.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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