60th Payment

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footiemad

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Post by footiemad » Mon May 30, 2016 4:36 pm
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Tomorrow I will make my last payment and I've calculated that we've paid back over £110,000. This includes £30k in uplift payments and £10k shares. We had no PPI to reclaim!! Our initial debt was £126,000 although reduced to £115,000 because of a claim which was rejected for some reason. I expected to be elated at this point but I don't. I just cannot believe that we will be out of this until the cc arrives. I think if we had not been transferred to another company I would be feeling much more optimistic. Anyway, a holiday has been booked and paid for and I cannot wait. First trip away as a family since 2009. I'll keep you all posted as completion progresses.
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kallis3

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Post by kallis3 » Mon May 30, 2016 4:43 pm
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Great news footiemad and well done - the letter will be here before you know it!

Enjoy that holiday, it will be so relaxing for all of you.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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plasticdaft

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Post by plasticdaft » Tue May 31, 2016 9:03 am
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Great news.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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Lisa Thomas

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Post by Lisa Thomas » Thu Jun 02, 2016 3:41 pm
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Wow, well done and have a wonderful holiday - you deserve it!
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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footiemad

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Post by footiemad » Fri Jun 03, 2016 8:17 am
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Thank you all for your good wishes. i cancelled my DD and must admit it made me feel really good. Amazed at how fast the last 5 years have been - it'll be strange not having to send the payslip for someone to scrutinise. Can't imagine ever being in debt again though, this has taught me such a good lesson in life. I've never been really materialistic but I always used to shop at what I call decent shops. Nowadays I'd make a good model for Tu or F&F and when I need anything special for the kids or an occasion I go to Bicester shopping village. Fingers crossed for a brighter and less stressful future for all of us entering and completing our IVA's.
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Foggy

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Post by Foggy » Fri Jun 03, 2016 6:09 pm
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Well done and congratulations --- things will feel even better when your pay packet goes into the bank and no IVA payment comes out !!!

Onward and Upward :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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country girl

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Post by country girl » Thu Jun 09, 2016 8:46 pm
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Just caught up with this Footiemad as I have been away. Congratulations and well done I am so pleased for you that you have reached the final payment. I too just felt relief and will never get myself in that position again but these things do totally spiral out of control. I am sure you will soon have that CC but enjoy that extra cash each month and that holiday.
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footiemad

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Post by footiemad » Thu Jun 09, 2016 9:52 pm
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Thanks Country Girl!! I can't wait for the holiday. How about a drink in the City when I get the CC maybe down riverside, would be lovely to finally meet you?
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Shining

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Post by Shining » Sat Jun 11, 2016 7:52 am
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Enjoy your holiday, you more than deserve it and well done on last payment. Hoping the CC arrives soon.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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country girl

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Post by country girl » Sat Jun 11, 2016 3:20 pm
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Yes Footiemad it would be good to meet up I have been thinking the same. Let me know when it arrives and we can celebrate! Riverside is fine with me.
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recovering

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Post by recovering » Sun Jun 12, 2016 4:50 pm
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Well done you!!!
It feels like such a loooooong time at the moment!
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Radish

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Post by Radish » Sun Nov 13, 2016 8:42 am
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Enjoy your holiday - and a debt free future :-)
IVA complete March 2014 after 6 years.
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