My friend has a loan with Amigo and I am her guarantor, if she has gone for an IVA does this mean they can refuse and go to the guarantor or do they have to accept the IVA first?
As you have guaranteed it you would have to pay it back.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
Agree with lifenoteasy - as guarantor you will be liable for it if she goes for an IVA. Even if it is accepted then you are still liable.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
