Some very good news. 2 weeks ago we paid the agreed extra 12 months in lieu of equity but in one lump sum. The CC arrived this morning!! So delighted and relieved..so to all you folk out there struggling to pay- let me say..things do get better. Thanks so much for all the excellent advice we have received on this forum.
We have 3 more payments and then we are done, 6 long years but I can't believe we can see light at the end of the tunnel. Don't know about you but we have learned so much, and are way much more disciplined now - tough lesson to learn but I think we learned it!