Finished IVA June, 2015 after two and a half years. Where can I check my credit report ?

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Rachel.q

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Post by Rachel.q » Thu Jun 23, 2016 11:36 am
I've already finished my IVA last 25th of June, 2015 after only 2 1/2 years and was issued a completion certificate. My daughter is planning to buy a house in cash with me as co-owner in the title. I won't be sharing nor giving any money to purchase the property. It's only her money. Would it affect the property/ and title if my name will be there even after completing my IVA? Where can I check my credit report?
 
 

kallis3

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Post by kallis3 » Thu Jun 23, 2016 12:03 pm
Hi and welcome,

Your IVA will remain on your credit report for the full six years, even though you competed.

You can sign up to Noddle and Clearscore for free and make sure none of your creditors are still showing defaults as they will have to remove them back to the date of the original IVA.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Lisa Thomas

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Post by Lisa Thomas » Thu Jun 23, 2016 12:20 pm
You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
 
 

Foggy

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Post by Foggy » Thu Jun 23, 2016 12:49 pm
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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