A lot of IVA providers will give you an allowance for smoking.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Aperture accepted my smoking habit expense for the first year or two and then rejected the claim and told me to pack in smoking and would not allow monies for it. As a consequence I packed it in 3.5 years ago
