I completed my IVA early , making final payment January 2014. Now looking for mortgage.

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Jamesd6365

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Post by Jamesd6365 » Wed Jul 20, 2016 3:38 pm
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I completed my IVA early , making a final payment in January 2014. I have no idea what my credit report will say but would like to apply for a mortgage . However, I'm informs threat this is impossible . I need help and advice as I am in a well pails job and under normal conditions a lender , I believe , would only be to happy to give me a mortgage .
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Michael Peoples

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Post by Michael Peoples » Wed Jul 20, 2016 4:03 pm
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This will depend more on when the IVA started rather than completed. Speak to an expert like Shaun Vickery from Select or Ryan. They can run a search against you and advise when would be the best time for you to proceed.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com
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luluj

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Post by luluj » Wed Jul 20, 2016 8:43 pm
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Speak to Ryan at Zebra or Shaun ..both come recommended and both have helped forum members get a mortgage.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Ryan

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Post by Ryan » Wed Jul 20, 2016 9:31 pm
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Hi James
You would certainly need to get your reports initially to see if your files have cleared up.
If you contact us at the website below, we can then explain how to do this and guide you through the whole process of obtaining a mortgage.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page
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Lisa Thomas

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Post by Lisa Thomas » Thu Jul 21, 2016 10:55 am
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You credit record does not begin to tidy up until 6 years from the start date of your IVA. I agree speak to Ryan or Shaun for specialist help.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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