Is this normal ? Ff offer accepted oct 2015 paid nov 2015 final variation meeting july 2016 ( to long in my opinion ) all ok with creditors and passed , no statuary intrest added , dfd tell me I will have a chairman's report to sign and return then wait up to another six months for cc and any refund due , seems far far to long abd drawn out to me ? What do you experts think ?
Unfortunately this is all too common at the moment - keep pressing DFD for the report and also for the completion letter.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I agree it's too long but as you say it's gone through now, so comply with what they want and hopefully that completion certificate will be with you sooner rather than later.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
If the F&F was accepted in October 2015 by your creditors then that would have been your variation meeting.
I'm not sure what the variation meeting in July 2016 would therefore relate to?
I wonder if you mean the Supervisor agreed to put forward your offer in October 2015 but actually hasn't got round to doing it until now? If that is the case I would be making a complaint.
6 months is unfortunately the norm for some of the big IVA 'factory' type firms but this is too long in my personal opinion but you may not have a complaint upheld (about the closure process) in this regard if the 6 months was stipulated in your proposals..
Last edited by Lisa Thomas on Fri Jul 22, 2016 10:21 am, edited 1 time in total.
According to latest figures CF now has 30% of the market.
DFD do not appear to be in top 10.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
