Can I get a mortgage with just 4 months left of the six years of my IVA.
I have an existing mortgage but am in the middle of selling the property and the existing lender will not renew on a new property due to my credit rating.
I have missed no payments of any type since the beginning of my IVA.
Hi. You will find it nigh on impossible to get a mortgage while the IVA is still on your credit files. Even then you should seek the help of a broker experienced in adverse credit, as lenders can be a bit fickle and failed applications will blight your new, clean, record.
I would suggest a chat with Ryan, whose details can be found under the "Ask a Question" tab (top left) and scrolling down to the Experts Details section.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Dean
Yes it is possible, but there are so many other factors we would need to know
If you can contact us at the website below to provide more details, we can then advise you further.
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre
IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?