I feel numb and relived real mix bag of emotions at the moment.
Thanks to everyone here for your support, guidance and to those who are just starting don’t give up, stay strong you can do this and it’ll change the way you look after your finances going forward.
Creditfix have been great (I was an ex-PJG), had a few problems with the completion certificate getting lost in the post a few times which is really odd!
Just to clarify when will the entry at the register be removed? Is it from the date of completion or the date they get the certificate? Should I send them a copy of it?
Just checked my Noddle report and most of the credit card accounts are showing as closed however Bank of Ireland, Max Recovery and NatWest are still open and being marked default every month.
Am I right in assuming these should be closed soon?
The IP will inform the Insolvency Service and you will come off the Register within 3 months of the date on the certificate. The Insolvency Service will then report to the credit reference agencies who will mark the IVA completed. What the creditors mark the accounts and defaults is not important -- what is important are the dates of default. Have a read here:
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
