What shall I write on my back history why I'm in my present situation ?

Get expert opinion. This is the place for new questions to be posted.
5 posts Page 1 of 1
 
 

Tommy.76

User avatar
Posts: 3
Joined: Sat Oct 08, 2016 2:13 pm

Post by Tommy.76 » Sat Oct 08, 2016 2:13 pm
What shall I write on my back history why I'm in this situation ?? Any ideas im lost what shall I write I've been really silly & lost a lot of money gambling I've lost contact with family friends even my wife is thinking about divorcing me & she doesn't know the half of what I really owe plshelo me out guys thanks
 
 

luluj

User avatar
Forum Expert
Posts: 11333
Joined: Sun Dec 09, 2007 6:54 am
Location: United Kingdom

Post by luluj » Sat Oct 08, 2016 2:16 pm
Just be open and honest - you can say whats happened. Show how your now looking to move forwards and what steps you are taking to reduce your gambling habits.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

kallis3

User avatar
Forum Expert
Posts: 77167
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Sat Oct 08, 2016 2:55 pm
Hi and welcome,

You will have to come clean as any IP company will want to see bank statements and the creditors will want to know if you have taken steps to address the situation.

Speak to one or two companies - Vincent Bond (details under the ask experts a question link on the left hand side of the page) will give some free advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Sat Oct 08, 2016 3:55 pm
As said -- come clean -- they will want to know that you had a problem, recognised that problem and then dealt with it.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

plasticdaft

User avatar
Forum Expert
Posts: 9562
Joined: Wed May 21, 2008 12:45 pm
Location: United Kingdom

Post by plasticdaft » Sun Oct 09, 2016 5:44 pm
They are not looking for 'war and peace', just a few lines of honesty on how you got where you are. M8ne involved overspending on credit cards believing I was in control when I really was not.

Good luck.

Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
5 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”