My mother has vascular dementia/alzheimers and is currently owing £20,000 in serivce charges on her leasehold flat.
As I am in the process of filing for Power of Attorney by completing the relevant Court of Protection forms, I am being chased by the managing agents in relation to paying this amount back.
As I have had to stop work in order to care for her I would be very grateful for any advice as to how I should proceed.
I have no idea on this one but do suggest you speak to the agents and explain what is happening and also take some legal advice.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sorry to hear about her illness. How awful for you.
Is this something she is able to pay? If not you will want to seek insolvency advice on her behalf.
With the Power of Attorney, have you done it just for health reasons or for financial as well.
If not the latter then nobody will deal with you without your mothers permission.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Without the financial POA your mother would still be able to appoint you as her agent with an IP on a firm by firm basis -- assuming she still has the capacity.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
This is the problem with vascular dementia, which my father had. We had to do it quickly so we could sort out his financial things.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
