So, after six long years we have now completed our IVA and have the certificate to prove it.
Been a long hard lesson but we lived to tell the tale - and it feels wonderful!
Good luck to all those starting out and thank you to this forum for being there when we needed help, advice and encouragement.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks all. Just think it's important to post that there is light at the end of the tunnel. I know how worried/nervous/scared we were when we set off on this journey.
Have learned so much and feel like this is a fresh start - don't intend to waste it.
