Thankfully I am now nearing the end with all payments finished and certificates received! Just waiting for the 18/11/2016!!
This brings me to my question.... When do the closed accounts drop off the credit file? I see that they stay on for 6 years, but is that 6 years from the default date or account end date? Or shout the account end date = the default date?
Any advise would be great on this as I am keen to get things moving in the right direction....
All accounts should drop off six years from the start of the IVA if they were included.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
All defaults will drop off on their 6th anniversary ( or thereabouts). Doesn't matter how they are marked ( default / settled/ partially settled etc.) The important thing is that the date of default is the start date of your IVA, or before.
