Credit Card Gone ??

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stu1970

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Post by stu1970 » Fri Oct 21, 2016 3:00 pm
im waiting for my IVA creditors meeting on the 31st

I have just logged on to one of my Credit cards online only to find that it has Gone . It is a TSB Credit Card iv alway been to log on and see the balance or make a payment but every thing has gone ???

Anyone no why this would be ???
s marsh
 
 

kallis3

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Post by kallis3 » Fri Oct 21, 2016 3:38 pm
They will probably have been told about the meeting and have closed the account.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
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Foggy

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Post by Foggy » Fri Oct 21, 2016 3:49 pm
As Kallis says -- it has been closed down so it is frozen for the purposes of the IVA. Creditors do treat accounts differently from each other. Some even open "dummy " accounts for the IVA receipts, so the balance on the frozen account rarely alters -- it makes little odds to them as they know the account will be written off in due course.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

stu1970

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Post by stu1970 » Fri Oct 21, 2016 3:49 pm
Would this mean that the creditor of this card is going to accept????
s marsh
 
 

Foggy

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Post by Foggy » Fri Oct 21, 2016 3:50 pm
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by stu1970

Would this mean that the creditor of this card is going to accept????

Can't surmise that from the closure I am afraid.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

kallis3

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Post by kallis3 » Fri Oct 21, 2016 3:55 pm
Agree with Foggy - you cannot tell - they have just closed down the account because they know of the IVA I imagine.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

stu1970

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Post by stu1970 » Fri Oct 21, 2016 4:02 pm
Just looked at my TSB Loan online that's still there but the Credit card gone
s marsh
 
 

kallis3

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Post by kallis3 » Fri Oct 21, 2016 4:38 pm
Maybe it is two separate divisions of the bank as are Barclays and Barclaycard.

I would not worry about it.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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