URGENT DFD. please contact me as promised

Get expert opinion. This is the place for new questions to be posted.
47 posts Page 1 of 4
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Wed Oct 01, 2014 12:52 pm
Hi. My wife and i entered into a 6 year IVA agreement around 3 years ago. In Feb this year we seperated and we i formed out IP about this. They gave us a 6 month payment break. We have both contacted them by email but have had bo response. After numerous phone calls we finally got through. After completing new income & expenditure forms last month, they have suggested bankruptcy. We have been fobbed off by them ever since, it seems, they have had their fees from us. Now they are saying its up to us to contact them regarding the outcome of the reassessment but they wont reply to emails & they wont call us back when they say they will
 
 

Foggy

User avatar
Posts: 33396
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Wed Oct 01, 2014 12:56 pm
Who are you with ?

If the new I&Es show the IVAs to be unviable it is possible that the creditors could be asked to accept payments made to date as a full and final.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

mole

User avatar
Posts: 1304
Joined: Wed Mar 25, 2009 9:30 am
Location: United Kingdom

Post by mole » Wed Oct 01, 2014 4:59 pm
That is really sad, to fail after 3 years, you have broken the back of it!
If you have separate IVAs, if you do a new I&E each, if you have over £150 disposable income each you can request a variation to your current agreement or if not request the IVA is closed down with payments to date.

However, this would all need help and assistance from your IP, which you are not getting. As foggy says, who are you with?
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Wed Oct 01, 2014 6:03 pm
We are with DFD
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Wed Oct 01, 2014 6:11 pm
It is a joint iva. When I eventually got to talk to someone i was told payments need to now be made & the account needs to be brought up to date, but my ex wife got through & she was told that theres no need to start payments again just yet. It's so confusing & they're so unhelpful, im just sick of the whole 'getting fobbed off' feelings
 
 

Evette Everest

User avatar
Posts: 123
Joined: Fri Apr 26, 2013 9:47 am
Location: United Kingdom

Post by Evette Everest » Thu Oct 02, 2014 4:33 pm
Hi Stephen.22
Please drop me an email (address is in my profile), with all your contact details and I will get in touch to discuss your issue further.
Look forward to speaking to you soon.
Regards
Debt Free Direct
Forum Customer Support
 
 

mole

User avatar
Posts: 1304
Joined: Wed Mar 25, 2009 9:30 am
Location: United Kingdom

Post by mole » Thu Oct 02, 2014 8:01 pm
Hi Stephen I dont think Evette would come on a public forum and propose something she would not follow up on. Please take her advice and get it touch with her. The soon you get this resolved (one way or another) the soon you can get back on track
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Thu Oct 02, 2014 8:44 pm
I emailed her earlier
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Fri Oct 03, 2014 7:17 am
font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Stephen.22

Evette. With all due respect, i have sent emails to DFD without acknowledgement in the not to distant past. How do i know that this time is going to be any different?
Its funny that my ex wife gets a reply plus help & support from DFD but i get the opposite.
I know absolutely nothing about what is going on with our IVA.
I'm sorry if that sounds a little sharp but thats the feeling i get.
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Tue Oct 07, 2014 11:23 am
Hi Mole. In your eyes what would be a reasonable timescale to wait for a response, after sending Evette the email with all my details?
 
 

Shining

User avatar
Posts: 27019
Joined: Thu Sep 20, 2007 8:57 am
Location:

Post by Shining » Tue Oct 07, 2014 11:48 am
Have you emailed Evette? Dependent on what day/date I would give 3 working days for a reply and in my opinion that is being generous.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Tue Oct 07, 2014 12:35 pm
Hi Lesley. Yes i sent emails to both addresses that are on her profile, on Thursday.
Last edited by Stephen.22 on Tue Oct 07, 2014 12:37 pm, edited 1 time in total.
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Thu Oct 09, 2014 8:30 am
Evette, could you please reply to my emails. It has been a week now since I emailed you my contact details. This is getting very worrying for us, to not have a clue what is going on regarding our IVA. With trying to contact DFD via phone, my mobile bill was an extra £26 on top of what i usually pay monthly. Please could either you or one of your colleagues kindly make some sort of contact or response. Thank you
 
 

admin

User avatar
Site Admin
Posts: 684
Joined: Tue Sep 06, 2005 1:53 pm
Location: United Kingdom

Post by admin » Thu Oct 09, 2014 10:03 am
We have changed the title of this thread to empathise it's importance. We hope this is OK with everyone ?
Admin

Posting Guidelines:
Industry Experts
-Must have appropriate licenses
-Advice is transparent and clear
-No solicitation (web link in signature is ok)

Forum Experts
-Give advice based on personal experience
-Are impartial and transparent
 
 

Stephen.22

User avatar
Posts: 20
Joined: Wed Oct 01, 2014 12:52 pm

Post by Stephen.22 » Thu Oct 09, 2014 11:02 am
Thank you Admin.
47 posts Page 1 of 4
Return to “Ask IVA Forum and Industry experts”