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ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pmLocation:
I have just completed. Should I now discard all the paperwork I have collected over the IVA process and duration
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 amLocation: United Kingdom
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No -- pop it in a box and keep it in the loft, or somesuch place. You never know when you might need it !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
lifenoteasy
Posts: 3248 Joined: Thu Feb 05, 2015 2:26 pmLocation: United Kingdom
Keep - unfortunately.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
relieved33
Posts: 1166 Joined: Mon May 18, 2009 7:22 pmLocation:
I wanted to burn but seeing comments on here about issues getting duplicates, I am keeping!
Adam Davies
Posts: 14596 Joined: Thu Mar 29, 2007 12:21 pmLocation:
Hi
Andam Davies
MrsR
Posts: 1201 Joined: Mon Oct 31, 2011 9:30 pmLocation: United Kingdom
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MrsR » Thu Apr 16, 2015 11:34 am
Always keep very important paperwork !
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
luluj
Forum Expert
Posts: 11333 Joined: Sun Dec 09, 2007 6:54 amLocation: United Kingdom
I have all my paperwork from the first communication with Dfd in 2007 to my completion certificate ... no way will i get rid of it ..it is there just in case .. but also acts as a great reminder of how not to live life!
Sharing from experiences of dealing with debt
Lisa Thomas
Industry Expert
Posts: 7759 Joined: Wed Dec 03, 2014 10:26 am
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Pandy
Posts: 1987 Joined: Tue Jun 08, 2010 5:49 pmLocation: United Kingdom
for how long, I don't like the idea of my children going through my stuff when I am dead and finding out about it all lol.
If life is what you make it, I must have been in a strange mood when I made mine
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 amLocation: United Kingdom
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Around 7 years is the usual time to retain financial documents.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pmLocation:
I was NOT talking about throwing the CC away but all the documents saved in the last six years, why would anyone want to be reminded of the nightmare
linrog
Posts: 305 Joined: Sat Oct 04, 2014 7:16 pmLocation: United Kingdom
you dont know whats round the corner box them away put them in the attic one never knows
full final paid over 29/2/16 cc arrived 12/4/16 its all over
Foggy
Posts: 33396 Joined: Fri Dec 17, 2010 11:14 amLocation: United Kingdom
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Make copies and have a ritual burning of those !!!!
My opinions are merely that .. opinions based on experience. Always seek professional advice.
ashb
Posts: 248 Joined: Mon Jun 22, 2009 1:47 pmLocation:
Thanks all but I don't think you have really understood the question and you haven't given me any real reason to keep them. Bonfire tomorrow then
relieved33
Posts: 1166 Joined: Mon May 18, 2009 7:22 pmLocation:
Seriously reconsider. I think that at least the original proposal and final reports should be kept. If not kept perhaps capture an image?
