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PeyWetWork

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Post by PeyWetWork » Thu Mar 07, 2013 12:48 am
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Hi all

After nearly 6 long years (6 months with a broken leg and no payments going out) i have 2 payments to go with DFD.

After my final payment what actually happens then?? i know i could wait 6 months for a completion Certificate which i can cope with but i don't want a "we want another ££££ from you"


thanks for any info on this

Pete :)
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MelanieGiles

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Post by MelanieGiles » Thu Mar 07, 2013 1:18 am
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Hi there and welcome to the forum

Your case ought to be closed within 2 months of the final anniversary, unless there are specific reasons which prevent this. Best to check with them directly to be sure, but congratulations on getting to the end of the road.
Regards, Melanie Giles, Insolvency Practitioner
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Shining

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Post by Shining » Thu Mar 07, 2013 11:32 am
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You are almost there, well done. Hope the legs healed well and you'll very shortly be debt free,.

do check with DFD as to their closure procedure but hopefully no holdups. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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PeyWetWork

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Post by PeyWetWork » Thu Mar 07, 2013 4:19 pm
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Thanks for the info peeps

ive already had ppi forms sent and completed from DFD so that won't cause any hold ups

hopefully just the 2 payments to go then :)

Pete
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Shining

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Post by Shining » Thu Mar 07, 2013 7:02 pm
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Fingers crossed for you Pete for a speedy conclusion.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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PeyWetWork

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Post by PeyWetWork » Fri Mar 08, 2013 12:17 am
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font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by lesley_

Fingers crossed for you Pete for a speedy conclusion.
Thank you, shall keep you informed [:)]
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luluj

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Post by luluj » Fri Mar 29, 2013 5:35 am
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Not long to go now ...stay positive .....
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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Struzzo39

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Post by Struzzo39 » Fri Mar 29, 2013 7:16 am
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Well done you! Bet you can smell sucess already
Steven & Debbie
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seagulls

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Post by seagulls » Fri Mar 29, 2013 11:16 am
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Congratultations ! Heres to a debt free new life !
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PeyWetWork

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Post by PeyWetWork » Wed Apr 03, 2013 2:57 pm
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1 payment to go :)
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Shining

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Post by Shining » Wed Apr 03, 2013 4:23 pm
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another step closer...
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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PeyWetWork

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Post by PeyWetWork » Mon Apr 08, 2013 4:21 pm
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sorry for alittle off topic with this but i'll keep it all in one thread, i just signed up too Noddle credit check and having looked at this it shows that all the credit cards i had (7 of them) have gone of the file but 1 bank account and loan....and both of them are showing defaulted way way after the iva start back on 26/04/2007

http://img690.imageshack.us/img690/308/crediti.jpg

is this right????
Last edited by PeyWetWork on Mon Apr 08, 2013 4:54 pm, edited 1 time in total.
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Foggy

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Post by Foggy » Mon Apr 08, 2013 6:43 pm
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Hi. If the debts were included in the IVA the default date MUST be on od before the start of the IVA. You will need to contact the data controller for each company and request the date is changed or the default removed.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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PeyWetWork

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Post by PeyWetWork » Mon Apr 08, 2013 7:18 pm
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Cheers for that

Looks like I have alot of things I need to sort out with my credit file then
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PeyWetWork

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Post by PeyWetWork » Fri Apr 12, 2013 12:08 pm
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Well i sent DFD an email the other day asking was my next payment my final one and I got back an email just saying that I have completed my payments and can cancel my standing order

Happy days :)
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