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kallis3
Moderator
27 month\s down 33 month\s to go.
United Kingdom
35545 Posts |
 Posted - 08 February 2010 : 12:45:28
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| Glad you picked this up Declan and hope you can get something sorted for downanddone. |
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
27 down, 33 to go.
Jan
xx
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downanddone
New Member
48 month\s down 12 month\s to go.
United Kingdom
17 Posts |
Posted - 08 February 2010 : 19:26:15
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| I've had a response from DFD they want our income and expenditure details to see if we have the ability to make a reduced contribution. It's making me panic now cos there isnt anything there and they still haven't mentioned anything about asking the creditors for full and final settlement. I'm just waiting for my ex to give me his details then I can send them off. I'm more worried than ever now I just dont know what to expect next. Feel like I'm about to loose everything |
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MelanieGiles
IP
30800 Posts |
Posted - 08 February 2010 : 19:36:50
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It's good that this was picked up, yet again as a result of Declan's intervention, but do not let this stress you out. Submit the financial statement as soon as you can, and then see what they can recommend for you. Remember this bit is only about repaying a few debts, or not if you can no longer afford to. Those kids are far more important right now, and this is where your priority has to be.
Declan - please look after this lady, and ensure that she gets the help and support she needs from DFD moving forward. |
Regards, Melanie Giles, Insolvency Practitioner for over 20 years.
To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp
See customer feedback at:
http://www.iva.com/iva_companies/IVA_Advice_Bureau.asp |
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downanddone
New Member
48 month\s down 12 month\s to go.
United Kingdom
17 Posts |
Posted - 08 February 2010 : 19:40:31
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| Thanks Melanie. I just get myself in such a state cos we've worked so hard and sacrificed a lot to pay the amount we've paid back. I'm trying to focus on the kids and ensure they are ok, every day just seems such a fight at the moment. |
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Julie
Forum Expert
United Kingdom
7354 Posts |
Posted - 08 February 2010 : 20:52:12
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Hi downanddone,
You so right to be focusing on the children, they are whats important. Complete the I&E form and see what DFD say. I'm sure Declan is aware that proposing what you've already paid as a F&F maybe an option.
Try not to worry ( easy for me to say I know)....keep us updated and remember we're here to support you all the way xx |
Julie x
If you can't say anything nice...don't say anything at all !!
Please visit my blog.
http://swansgirl.blogs.iva.co.uk
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doomandgloom
IVA Junior
58 Posts |
Posted - 08 February 2010 : 23:52:54
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| Hi Downanddone, how are you ? I see things are going to finally get sorted for you this time fingers crossed. I will keep checking in on you. |
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lesley_
Forum Expert
30 month\s down 30 month\s to go.
United Kingdom
8889 Posts |
Posted - 09 February 2010 : 04:11:12
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| downanddone, you're certainly doing right focussing on the children, hopefully Declan will keep in contact and this will be sorted as soon as. All the best and we're always around for any support you need. |
http://thereisanend.blogs.iva.co.uk/
Downhill now 31/60.... |
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downanddone
New Member
48 month\s down 12 month\s to go.
United Kingdom
17 Posts |
Posted - 09 February 2010 : 07:05:20
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| thanks everyone, it really helps to know I've got support on here, dont know what I'd do without it. We've both emailed our Income and Expenditure to DFD, so hopefully they will get the ball rolling with the F&F now they can see there is no disposable income left. I hope to hear from Declan soon so we can get it sorted once and for all |
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Declan at DebtFreeDirect
Forum Expert
United Kingdom
762 Posts |
Posted - 09 February 2010 : 10:10:54
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Hi Downanddone
I am more then happy to make sure this gets treated as with the urgency and priority it deserves. I must apologise again for the stress and worry you have already endured. You have my email address and I have your case information so please do not hesitate to contact me at anytime for an update - in fact, I will provide you with updates as it will be easier for you this way.
Thanks
Declan
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Declan Murray
Debt Advisor
Debt Free Direct - the UK's largest IVA provider.
http://www.debtfreedirect.co.uk/iva/iva
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downanddone
New Member
48 month\s down 12 month\s to go.
United Kingdom
17 Posts |
Posted - 10 February 2010 : 06:43:42
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| Thanks Declan that would really be appreciated, just to know it's being looked at as a priority is helping at the moment. We've done all we can from our side so it's just the waiting game again now. |
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Despression. hope Declan can help out
