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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 29 July 2010 :  22:52:56  Show Profile  Visit kallis3's Homepage  Reply with Quote
Don't do motorways as it's just 20 minutes through an area of outstanding natural beauty. Just have to watch out for rabbits, deer and badgers!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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Julie
Forum Expert



United Kingdom
7599 Posts

Posted - 29 July 2010 :  23:02:19  Show Profile  Visit Julie's Homepage  Reply with Quote
Lucky you

I'm lucky to live in the most beautiful area God created( According to me ) but workwise, I use the motorway for speed and countdown the junctions and ignore the "non scenery".

Julie x

If you can't say anything nice...don't say anything at all !!

Please visit my blog.
http://swansgirl.blogs.iva.co.uk

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lesley_
Forum Expert



31 month\s down 29 month\s to go.

United Kingdom
9535 Posts

Posted - 30 July 2010 :  07:26:31  Show Profile  Visit lesley_'s Homepage  Reply with Quote
I haven't got a bath or I'd have one now and then, no good you coming to stay with me Julie! Well I've actually 2 baths in the house but no hot water to fill them with! You only get minimal hot water, not that I'm complaining after all that time without any! So an electric shower it is for us.

I tend not to buy too much cosmetics as I use daughters! I have to have moisturiser as I have very dry sensitive skin, I use handcream and remember to use vaseline on my lips when they're dry...I ought to take care of myself more but can't always be bothered, bit lazy in that department.

The other day I was going shopping with Hannah and she does my hair and make up and I said oh I can't be bothered with makeup just a bit of lip gloss and her words. 'c'mon Lez make the most of what you've got, you're having it on' I did and guess I felt a bit better but my point is at night I have to stand for 5 mins taking it off again.


http://thereisanend.blogs.iva.co.uk/

Downhill now 32/60....
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 30 July 2010 :  07:52:18  Show Profile  Visit kallis3's Homepage  Reply with Quote
I used to wear makeup all the time when I was younger but can't be bothered now. Same with my hair. It's just wash and go now as it is so short. Twenty minutes in a morning and I'm ready to go!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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lesley_
Forum Expert



31 month\s down 29 month\s to go.

United Kingdom
9535 Posts

Posted - 30 July 2010 :  08:07:06  Show Profile  Visit lesley_'s Homepage  Reply with Quote
It's only 20 mins for me too Jan, I'm literally in and out of shower, blast dry my hair, and I'm off, daughter on the other hand well depending on what time she's in work she can be up at 6am getting ready, can't be doing with that! Mind I miss her when I'm going out as she normally would do my hair and make-up x

http://thereisanend.blogs.iva.co.uk/

Downhill now 32/60....
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 30 July 2010 :  08:12:04  Show Profile  Visit kallis3's Homepage  Reply with Quote
My daughter was up, dressed and out in five minutes flat earlier this week - she overslept and had to get to work. Fortunately she has to tie her back and there's not much call for makeup at Asda!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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lesley_
Forum Expert



31 month\s down 29 month\s to go.

United Kingdom
9535 Posts

Posted - 30 July 2010 :  08:23:11  Show Profile  Visit lesley_'s Homepage  Reply with Quote
Daughter's always worked in the Beauty Therapy world but this is her 3rd week as a Receptionist in an Opticians and she's loving it. Normally will be only Saturdays although she's took the cleaning position of 2 hours a week too. They're offering her lots more hours whilst she waits for 6th form to start so she's lucky and so I am she can fund her way through 6th Form as she wont' qualify for EMA which is a shame x

http://thereisanend.blogs.iva.co.uk/

Downhill now 32/60....
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Skippy
Moderator



United Kingdom
16613 Posts

Posted - 30 July 2010 :  08:38:50  Show Profile  Visit Skippy's Homepage  Reply with Quote
I wear make up for work and for going out but not a lot. My morning routine is shower, straighten hair, drink tea, get dressed, apply make up, go!

Success is not final, failure is not fatal, it the courage to continue that counts.

View my blog at http://skippy13.blogs.iva.co.uk/

Last IPA payment made 28th June 2010 - it's finally over!
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luluj
IVA Artisan



35 month\s down 25 month\s to go.

United Kingdom
1388 Posts

Posted - 03 August 2010 :  18:14:41  Show Profile  Reply with Quote
Have I missed the blog award this week..I have been reading them all and they are so inspiring...come Andy make your decision!

Lulu
Remain Focused and Positive and all will be ok!

Look at my blog "All I wanted was a baby"
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 03 August 2010 :  18:18:06  Show Profile  Visit kallis3's Homepage  Reply with Quote
He's doing it every two weeks now so I expect an announcement will be imminent.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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Pandy
IVA Junior



5 month\s down 55 month\s to go.

United Kingdom
198 Posts

Posted - 03 August 2010 :  18:24:54  Show Profile  Reply with Quote
I think kallis3 that you should win an award this week for hosting the FF BBQ. You put a lot of effort in and it should be rewarded.

So Andy if your reading...

If life is what you make it, I must have been in a strange mood when I made mine

Counting down to 21st April 2015
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 03 August 2010 :  18:26:48  Show Profile  Visit kallis3's Homepage  Reply with Quote
It was our pleasure, don't need any reward for it at all.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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lesley_
Forum Expert



31 month\s down 29 month\s to go.

United Kingdom
9535 Posts

Posted - 03 August 2010 :  18:27:58  Show Profile  Visit lesley_'s Homepage  Reply with Quote
I assumed as Andy chose one last Monday it would be next Monday before another was announced? x

http://thereisanend.blogs.iva.co.uk/

Downhill now 32/60....
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 03 August 2010 :  18:30:31  Show Profile  Visit kallis3's Homepage  Reply with Quote
I've lost track to be honest!

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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lesley_
Forum Expert



31 month\s down 29 month\s to go.

United Kingdom
9535 Posts

Posted - 03 August 2010 :  18:31:32  Show Profile  Visit lesley_'s Homepage  Reply with Quote
I remember it was Skippy last Monday so it's just over a week. x

http://thereisanend.blogs.iva.co.uk/

Downhill now 32/60....
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 03 August 2010 :  18:35:18  Show Profile  Visit kallis3's Homepage  Reply with Quote
Be next week then.

I don't update mine often. I think once you get into the IVA and have offloaded everything, unless something momentous happens you don't tend to bother.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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Skippy
Moderator



United Kingdom
16613 Posts

Posted - 03 August 2010 :  18:38:01  Show Profile  Visit Skippy's Homepage  Reply with Quote
That's what I've found with mine. Once I'd posted about being BR there wasn't a lot more I can say. I'll still update it now and then if anything happens though - hopefully only good now!

Success is not final, failure is not fatal, it the courage to continue that counts.

View my blog at http://skippy13.blogs.iva.co.uk/

Last IPA payment made 28th June 2010 - it's finally over!
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luluj
IVA Artisan



35 month\s down 25 month\s to go.

United Kingdom
1388 Posts

Posted - 03 August 2010 :  19:57:20  Show Profile  Reply with Quote
Thanks all - now you have said fortnightly I seem to remember him saying it ! Time just seems to be flying by !


Lulu
Remain Focused and Positive and all will be ok!

Look at my blog "All I wanted was a baby"
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kallis3
Administrator



29 month\s down 31 month\s to go.

United Kingdom
36696 Posts

Posted - 03 August 2010 :  20:00:05  Show Profile  Visit kallis3's Homepage  Reply with Quote
I'll do mine when it needs doing.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

29 down, 31 to go.

Jan
xx




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Andy Davie
Administrator



IVA completed.

10901 Posts

Posted - 09 August 2010 :  12:44:47  Show Profile  Visit Andy Davie's Homepage  Reply with Quote
Hi
The winner for the period ending 08/08/10 is treadingafineline

http://treadingafineline.blogs.iva.co.uk/

They have recently had a dilemma

They had received a £1400 payment from not making a claim on their ppi insurance. Wondered if they could just bank it as it would be useful to build an emergency fun, trawled the forum and asked for advice and the overwhelming consensus of the forum was to tell the IP, treadingafineline knew this was the right thing to do and it was confirmed by the forum. As a bonus their IP sanctioned that they kept £500 which was a nice bonus. Shows the advice of the forum is not only good but the support offered is excellent and honesty is the best policy for a smooth running IVA.

Well done
I will contact you via email to arrange the posting of your vouchers

Regards

Andy Davie, IVA.co.uk spokesperson and a Debt Advisor
If you need any help or advice about the various debt solutions available please contact me via my website at www.andydavie.com
Author of "Real life IVA stories" and Debt Counsellor of the year finalist 2010
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