Can you believe it has come around so quickly? GT are currently putting together our F & F, so we should know by mid July if we can pay off our IVA.
Also, when GT did our I & E over the phone, to give to the creditors they took into account my step children's needs and also a few other things which BE would / could not take into account when we applied for the IVA, and it works out that we are £150 a month short of where we need to be - clearly that explains why we are struggling! The lady at GT could not have been nicer and thanked us for not defaulting! Now, I only hope with the threat of redundancy AND a new baby they will accept our F & F.
SOrry to have gatecrashed the post!
Our greatest glory consists not of never falling but of rising each time we do fall
FF is the Frugal Friends map. Click on your profile and then you will see a drop down list where you can add a frugal friend and if they do the same then you can speak to each other off forum.
You've not gatecrashed - don't worry!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Frenchie all depends on your age. Under 30 then you need to be trying for a year. Sometimes you try too hard & others try at the wrong time. I talk about this quite often in my job & alot of people share the same misconceptions! Have you looked at family planning website? I'm not wanting to sound patronising!!! If over 30 after 6 months ask GP to check your hormone levels.
The road is 72months long starting September 2010.
mumsmushroom you are a star, thank you. I did'nt know what FF was either, ha ha. Good luck x
frenchie696 it will happen. Relax and it took my 6/7 months of trying first time round. GP will check hormone levels etc. The tests after trying for a year are more indepth.
Good luck x
We have decided to tell family this weekend (8weeks preg). We were going to wait till 12 weeks but it is getting harder to keep my mouth shut and a family party next week and thay will know if I am not drinking (I am usually the life and soul with plenty of drink)!!!!!. So nervous and excited to tell them. Plus I have decided if anything goes wrong now I would be upset I would need comfort from everyone.
