www.iva.co.uk

Posted: **Thu Aug 28, 2008 1:28 pm**

I have just been in touch with Baines and Ernst and have been accepted for an iva, are they a good company to deal with and should I get a second opinion. I have been accepetd for the iva but having never done this before am a bit scared if im doing right thing ..thanking you Larry

Posted: **Thu Aug 28, 2008 1:33 pm**

Hi Larry, when you say accepted for an IVA. is that in principle or have you actually had an IVA approved at a creditors meeting?

I haven't personally had experience of B&E but I'm sure they're a reputable firm. If the IVA hasn't actually been approved yet, you should get advice from a few firms just to make sure you're taking the right path for you.

Posted: **Thu Aug 28, 2008 1:37 pm**

Hello and welcome.

Sounds like they have agreed to look at an IVA rather than you have been accepted for one. You are not accepted until after the meeting of creditors, which is typically 6 to 8 weeks after the first initial contact.

A good place to look for opinions is www.iva.com where you can read a lot of reviews and ratings of various firms from other people.

Regards.

Posted: **Thu Aug 28, 2008 2:02 pm**

Larrymac,can you give us a list of your creditors,so we can help you a little more.

Posted: **Thu Aug 28, 2008 2:15 pm**

Don't Baines and Ernst pass it over to Blair Endersby?

Posted: **Thu Aug 28, 2008 2:18 pm**

Yes, Blair Endersby is the Insolvency arm of Baines and Ernst.

Regards.

Posted: **Thu Aug 28, 2008 2:26 pm**

Larrymac, have a look at this, as Size5 has suggested, it's a great site to read reviews.

http://www.iva.com/iva_companies/Blair_ ... imited.asp

Posted: **Thu Aug 28, 2008 5:55 pm**

I am with Blair Endersby, as Size 5 says they deal with IVAs, I think another branch of Baines & Ernst deals with bankruptcy (also B&E!)
I have found them excellent, very quick, caring and professional service, loads of help and advice. 10 out of 10 from me!

Posted: **Tue Sep 02, 2008 9:17 am**

I have been with Blair Endersby for just over 2 years now and in hindsight would not have touched them with a bargepole as they are just a call centre full of people who have not got a clue. In the beginning were great but as soon as you start making payments and need to ask for something they do not want to know and are rude and abrasive. May I recommend Melanie Giles who is highly recommended on this forum

Posted: **Tue Sep 02, 2008 9:51 am**

rayb wrote:

I have been with Blair Endersby for just over 2 years now and in hindsight would not have touched them with a bargepole as they are just a call centre full of people who have not got a clue. In the beginning were great but as soon as you start making payments and need to ask for something they do not want to know and are rude and abrasive. May I recommend Melanie Giles who is highly recommended on this forum

Ooh Eck - they have been great so far, I am worried it will all be down hill now we are approved.[:(]

Posted: **Tue Sep 02, 2008 10:07 am**

rayb

I am not happy to hear that your experience has not been good. We strive to provide a first class service to debtors and creditors. In any organisation mistakes can be made. Email me any issues you have had and I will look into them for you.

Angelrainbow I am sure you will have the same excellent service as the vast majority of my clients.

Posted: **Tue Sep 02, 2008 11:08 am**

Hi Angel Rainbow

I'm with B&E too ... you're in good hands ... no need to worry.

Posted: **Tue Sep 02, 2008 11:15 am**

Thanks Ray and of course Blair Endersby...I am more than happy with the service so far. Thanks for putting my mind at rest again.

Posted: **Tue Sep 02, 2008 3:27 pm**

I think you lot must have just been lucky. Wait until you ask for a payment break or anything then there tune will change!!!

Posted: **Tue Sep 02, 2008 5:09 pm**

ray if you have an issue email me directly and I will address it. If there any points to be learnt from your experience we will take them on board.