Default on credit file

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Michelle.66

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Joined: Tue Jan 24, 2012 6:02 pm

Post by Michelle.66 » Sat Feb 07, 2015 11:27 am
Hi
We entered an IVA in 2008 and completed 2013 gaining completion certificate 2014.However we searching the credit files as we want to apply for a mortgage and one of the creditors that was included or noted as they said have stated a default balance on their. i have spoken to them and we did include it in the IVA but they chose not to claim, can they state a default balance or not? [?]
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