.......It is now!
last payment 28/02/17 and certificate of completion received today...I know well quick!
I started around 11 years ago with a DMP with payplan which for me was a big mistake as after paying for 6 years or so I discovered that most of the creditors had not frozen interest and to some creditors I owed more than when I started.
After a near breakdown I was pointed in the direction of an IVA. Best thing I could've done! ( I wish I'd known years earlier).
I had a fantastic IP who responded to e-mails and calls immediately and I was extremely lucky to be pointed in her direction. My IP was Elizabeth Pywowarczuk from Liberta financial and I can't thank Liz or her staff more.
It has been a long and educating journey and I'm still pinching myself cause it's finally over.
I wish every single one of you all the luck in the world in your IVA journeys and thank you to this site for helping me through mine.
Brilliant! Well done and enjoy your debt free life!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Well done edbling, I had the same news last Thursday... waiting for completion certificate now. I also found this forum a lifesaver at times. Enjoy your debt free future.