Iva approved

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Oya

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Post by Oya » Mon Apr 03, 2017 12:11 pm
Hello everyone
Yessssss my iva is officially accepted and Barclays next argos didnt even vote.. everyone else who voted said yes that included my 2 months old creditor :)
I would like to thank you everyone whose been helping and answering all my endless questions being very patient and understanding.
I am so glad i found this forum i couldnt go through this very difficult time of my life without you all.
I wish everyone whose waiting to hear their results got positive outcome and also whoever reading my post not applied for iva or feeling lost within their debts to know that there is a light end of the tunnel.
I hit the bottom hard and thought i would never stand back up on my feet again.. one morning i woke up with a decision that i will not give up witout a fight and that was the best thing i have ever done since i gave birth to my daughter. :)
Now as my iva approved i have a second chance to fix things in my life. I have 66 months to be free of debts but hey i made the first step.
Once again thank you very much all of you especially foggy,kallies,michael and moira who shares the same path with me and everyone who was there for me..
Have a lovely Easter and enjoy the sunny day..
As i am off work i am out to town to buy myself a nice cup of coffee and may be a tiny little piece of cake to celebrate:)
Xxxxx

Foggy

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Post by Foggy » Mon Apr 03, 2017 12:16 pm
Well done Oya. You will soon settle into the routine and actually start to enjoy hunting out bargains :-)

We are all here to help if you have any questions along the way, or just want to chat or share a giggle.

Enjoy the cake -- today calories don't count :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Kazza

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Post by Kazza » Mon Apr 03, 2017 12:23 pm
Well done Oya! So pleased for you :D
IVA started Sept 2012, Full & Final accepted Aug 16th 2016 & CC issued 10th Jan 2017

Oya

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Post by Oya » Mon Apr 03, 2017 12:26 pm
Foggy wrote:
Well done Oya. You will soon settle into the routine and actually start to enjoy hunting out bargains :-)

We are all here to help if you have any questions along the way, or just want to chat or share a giggle.

Enjoy the cake -- today calories don't count :-)
Thank you :) oh no i am not doing any calculation today

Oya

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Post by Oya » Mon Apr 03, 2017 12:26 pm
Kazza wrote:
Well done Oya! So pleased for you :D
Thank you :)

kallis3

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Post by kallis3 » Mon Apr 03, 2017 12:48 pm
Great news - pleased for you! :)
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk

Lisa Thomas

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Post by Lisa Thomas » Mon Apr 03, 2017 1:53 pm
Well done - best of luck for the future, I hope it runs smoothly for you.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk

Michael Peoples

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Post by Michael Peoples » Mon Apr 03, 2017 2:32 pm
Nice result and well done.
Michael Peoples | McCambridge Duffy Insolvency Practitioners
http://www.mccambridgeduffy.com
If you would like to talk to me about proposing an IVA or have any questions at all please visit www.mccambridgeduffy.com

Oya

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Post by Oya » Mon Apr 03, 2017 2:53 pm
Lisa Thomas wrote:
Well done - best of luck for the future, I hope it runs smoothly for you.
Thank you :)

Oya

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Post by Oya » Mon Apr 03, 2017 2:53 pm
Michael Peoples wrote:
Nice result and well done.
Thank you very much :)

recovering

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Post by recovering » Mon Apr 03, 2017 3:04 pm
Good for you!

Oya

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Post by Oya » Mon Apr 03, 2017 3:57 pm
Denise.8 wrote:
Good for you!
Thank you :)

luna

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Post by luna » Mon Apr 03, 2017 4:05 pm
Hi

Congratulations and hope it runs smoothly for you.

When it's completed the feeling is great.

Regards.
IVA completed with StepChange.
Last payment Sept 2016 CC Oct 2016

moira717

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Post by moira717 » Mon Apr 03, 2017 6:56 pm
Congratulations! I am so pleased for you, will raise a glass to you tonight! What time did they let you know? You will sleep well tonight! :D :D :D

benjiboo1

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Post by benjiboo1 » Mon Apr 03, 2017 7:05 pm
Well done. All the worry over for you now. It soon passes, I can't believe mine finished in Feb. I still have a read on here though. Everyone was so helpfil when i had any issues. Hope it all goes smoothly for you.
c wilson
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