I'm four years in to iva and am 5 months pregnant I have review in 2 months and I am terrified i suffer depression anyway and this is putting a lot of strain on me. I only earn living wage and will only get the government set out maternity pay.
Hi -- you have been through several reviews already and this one should be no different. Do discuss the upcoming arrival with your IP -- giving them the heads up means everyone can plan ahead. You might get a payment break while on maternity pay, or be able to reduce payments -- or even, as you will be so close to finishing anyway ( assuming no equity to be dealt with) they might even consider payments to date to close it early. Big breaths, don't get flustered and take it at your own pace.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Congratulations on the pregnancy and your IP will have dealt with similar cases many times before. Perhaps creditors may allow early closure or a payment break as they rarely seek bankruptcy.
