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Re-mortgaging during iva, am I free to approach lenders of my choosing?

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Andydr78
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Joined: Wed Jan 06, 2016 3:17 pm
by Andydr78 » Fri May 19, 2017 1:49 pm
Hi I am looking for advice on re mortgaging during my iva.
I will be due to look at this in about 4 months so my question is do I have to apply for re mortgage with the companies that my iva company insist upon or am I free to approach lenders of my choosing? also how many will I need to approach?
many thanks.
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Ryan
Industry Expert
Posts: 477
Joined: Thu Nov 03, 2011 10:03 pm
by Ryan » Fri May 19, 2017 2:39 pm
Hi Andy,

I think it depends on your Practitioner as to what they will accept. Some will accept just a letter from a Broker like ourselves saying that you aren't able to obtain a Mortgage currently.

Regards
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Foggy
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Joined: Fri Dec 17, 2010 11:14 am
by Foggy » Fri May 19, 2017 3:00 pm
A few still don't even make you attempt it, in the knowledge that it just isn't going to happen ---- On the other side of the coin there are those that like to try to get blood from a stone. You need to ask your IP what they require.
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luluj
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Joined: Sun Dec 09, 2007 6:54 am
by luluj » Fri May 19, 2017 4:38 pm
You can approach on your own terms but very unlikely while the iva is still ongoing and your records.
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