Shared ownership house after husband's IVA finishes

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kelly883

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Post by kelly883 » Fri May 19, 2017 3:52 pm
My husband was in an IVA which we did an early settlement for in October (a year and a half early) and he is now off the insolvency register.
We wanted to look into getting a Shared ownership house, but it seems we are told we can’t until 3 years after when the IVA was meant to finish! I have great credit score but wouldn’t be the lead on the mortgage so not sure if that counts towards anything?
Could someone point us in the right direction if this is the case or not

Ryan

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Location: United Kingdom

Post by Ryan » Fri May 19, 2017 3:57 pm
Hi Kelly,

Feel free to contact us with regards to your query. We have helped Clients purchase shared ownership properties following IVAs previously.

Regards
Ryan Radford
IVA Mortgage Expert
Zebra Money Centre

IVA Mortgage advice needed? Looking at Right to Buy and completed IVA still on credit files ?

Contact me at http://www.ivamortgageexpert.co.uk or via the expert page

Foggy

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Post by Foggy » Fri May 19, 2017 4:16 pm
Different lenders have different criteria and Ryan would know whcih best to approach given all of your circumstances.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014

Lisa Thomas

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Post by Lisa Thomas » Tue May 23, 2017 10:09 am
Tidy up your credit score if you haven't done already.

You might find this quick video I made about cleaning up your credit record useful:

https://www.youtube.com/watch?v=PV4RzUY4BRM

Noddle and Clearscore are also free credit agencies to consider using:

https://www.noddle.co.uk/
https://www.clearscore.com/

Get advice from different advisers-Ryan or Shaun should be able to help you but you might have to wait until the 6 yr anniversary has passed.
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: https://www.youtube.com/channel/UCMPTTu ... Z5k9ZcC2MA http://www.nevilleco.co.uk 01752 786800 Lisa@nevilleco.co.uk
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