www.iva.co.uk

...so my very first post on this fantastic site! I started my IVA at the beginning of January but have been visiting the site for a while. I think it is absolutely brilliant to have quite literally a forum where "all of us" can support one another and not feel quite so isolated, ashamed, frightened, completely stressed etc at whatever stage we may be at on our individual "journeys"......I would say that I am just beginning to get used to the "new" way of things since my IVA was approved - it hasn't been and isn't easy....BUT, to be completely free from all the horrendous letters, phone calls and sleepless nights is somehting that no price can be put upon! The stress really can be completely overwhelming and I just feel so much for all those people who are right now wrestling with the initial stages of their various agreements etc......HANG ON IN THERE.....it WILL all work out and believe me you are NOT ALONE.......I have a feeling that by this time next year, there will be a great many more people from ALL walks of life, situations etc who will be joining us! [:)]

Excellent post and welcome to the Forum Octavia.

Hello Octavia and welcome to the Forum.

It is great to have somewhere you can let off steam, and also find out answers to questions you may be worried about, particularly if you can't talk to friends or relatives.

I have made my first payment today, and although it is a long road ahead, someone has finally switched the light on at the end

Hi Octavia and welcome to the forum,
Your words are so true and I'm sure your experiences will be valuable to the forum.
sblack

Thank you for the warm welcomes - really appreciate it!!

Congratulations Kallis on making your first payment! You are now "underway" and your direction now is UPWARDS! Well done!

Hi, just want to welcome you to the forum. I'm pleased things are working out for you,
xx

Hi and welcome from me too, I find this site invaluable

Hello and a warm welcome from me too.I really believe this forum has got me through my first 6 months of my IVA and it's associated feelings.I'm sure I'll still be posting over the next 5.5 so we'll chat alot Octavia[:)]

hi - a big welcome from me too!

you are right this site is priceless!

love barb x

Octavia ... the great thing about this Forum is that those who have been, or are going, through it can offer help and support to those who are following in our footsteps ... so welcome to the Forum and please stay around to offfer the benefit of your wisdom to others [:)]

Debbie