www.iva.co.uk

HI ALL,

i've just sent off my new income and expend to freeman jones and i am quite worried now because of the £100 drop in csa money and a few bits and pieces going up ie car tax, car insurance. what we can offer now seems quite less (£435 down to aprox £315) would they even consider this?

Hi Kiska

Only your creditors can agree to a reduction in payments, not your IP, so there may need to be a further meeting of creditors if you cannot afford the £435 into the future.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk