www.iva.co.uk

Posted: **Wed Jul 04, 2007 8:03 pm**

DMP or IVA ??
Hi - today I posted my IVA forms off - I then came on here and saw that someone had rung up one of their creditors and managed to arrange a DMP. Have I been hasty ? This was with MBNA - my biggest creditor - should I still ring them - if I set up a DMP can I then still include them in an IVA ? Help !!

Posted: **Wed Jul 04, 2007 8:15 pm**

Hi Mr C
All unsecured debt should be included in an iva. If you dont mind post more of your situation, debts, income, equity etc others will advise.

Ang

Posted: **Wed Jul 04, 2007 10:26 pm**

Hi MrC

Make sure that you have been fully appraised of all options available to you by your IP, and have this confirmed in writing (this is now a legal requirement) so that you can ensure you are making the right choice.

Regards, Melanie Giles, Insolvency Practitioner for over 20 years.

For further details contact me at http://www.melaniegiles.com and view my IVA blog at: http://melaniegiles.blogs.iva.co.uk