Name and Shame Insolvency abusers

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admin

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Post by admin » Wed May 07, 2008 2:40 pm
Someone has suggested that we should mail shot the entire insolvency register and ask them to:
1) Come on to the forum to name and shame those that are abusing the register
2) Sign the petition to make the register private at http://petitions.pm.gov.uk/InsolvReg/

The only problem is that doing this is potentially actually abusing the register! Do people think it is acceptable to do and if so how should it best be done? - IE for those that want to keep their IVA private from any family members who open the letter by mistake.

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animaleyes76

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Post by animaleyes76 » Wed May 07, 2008 2:52 pm
god, how much could that cost?

Not to mention I'd say quite a lot of the addresses are probably wrong. I know mine is. Is it supposed to be updated when you move or do they just keep the details as help when registered in court?

Nice idea though. Be good to shame them!
Last edited by animaleyes76 on Wed May 07, 2008 2:55 pm, edited 1 time in total.
 
 

chris.g

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Post by chris.g » Wed May 07, 2008 2:58 pm
It's a tough one admin.
It wouldn't make any difference to me but as you say, it could be difficult for some.
Maybe the mailshot could be generic, stating the reason for the I/Register, the abuse by some companies/individuals to gain information from it, the effects this could have and the suggestion of the forum and petition...possibly using the current credit situation as a reason for bringing this to light???
xx
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aguise

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Post by aguise » Wed May 07, 2008 3:27 pm
Hi admin
Could it be done via he companes rather than the register, eg ask the companies to add to their mail to clients and that way not using the register, possibly you print a leaflet and ask them to forward them with some of their mail to clients.

Ang
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Skippy

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Post by Skippy » Wed May 07, 2008 3:36 pm
I can see the point of this, but I wouldn't want to receive anything from anyone who has got my details from the register.
 
 

Moneystinks

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Post by Moneystinks » Wed May 07, 2008 4:04 pm
I aslo feel that sending a generic letter/leafley could prompt people that would never have thought to look at the register to look at it - if that makes any sense at all.

I know I would never have thought to look at it before. I still haven't!
 
 

TheMatrix

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Post by TheMatrix » Wed May 07, 2008 4:37 pm
Just make sure you don't cut any corners and put the FULL NAME in the address of the letter, and use envelopes that are NOT see through. Personally I would not want any mail in case it 'accidentally' gets opened by someone else, but I understand where you are coming from here.

Probably cost a fortune to do it all on your own anyway though, God knows how many names are on the register.
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TheMatrix

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Post by TheMatrix » Wed May 07, 2008 4:43 pm
aguise wrote:

Hi admin
Could it be done via he companes rather than the register, eg ask the companies to add to their mail to clients and that way not using the register, possibly you print a leaflet and ask them to forward them with some of their mail to clients.

Ang
Trouble with that is that anyone who has never even thought of the register may start looking on it, and thus find people in a IVA they would never have known about before knowing about the register.

I would rather keep that register as secret as possible.
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chris.g

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Post by chris.g » Wed May 07, 2008 4:47 pm
I think admin was going to use the names from the register, so really, anyone that gets a letter would be in the same position as everyone else on there.
Whether this could work or not is questionable and the comments so far are indicating it's not going down well,
xx
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animaleyes76

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Post by animaleyes76 » Wed May 07, 2008 4:49 pm
if it wasn't forthe fact it was totally illegal i'd get one of my "nice ethical hacker friend/ dodgy IT mates" to put up messages/ask for details of the people making the request when they click on people's names on the register to put off people looking ;o)
Last edited by animaleyes76 on Wed May 07, 2008 4:50 pm, edited 1 time in total.
 
 

Moneystinks

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Post by Moneystinks » Wed May 07, 2008 4:51 pm
Good idea though!
 
 

TheMatrix

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Post by TheMatrix » Wed May 07, 2008 4:58 pm
animaleyes76 wrote:

if it wasn't forthe fact it was totally illegal i'd get one of my "nice ethical hacker friend/ dodgy IT mates" to put up messages/ask for details of the people making the request when they click on people's names on the register to put off people looking ;o)
If it was anyone else on a public register with all the details that are on that register everyone would be up in arms about ID Theft, I mean Name, Address, Date of Birth. It is a ticking timebomb.

But because we are all BR or in a IVA, it is deemed suitable for us to be on a open register.

I think if you had to register to use it and had to have a legitimate need to access it, I DO NOT CONSIDER MARKETING TO BE A LEGITIMATE NEED, it would stop Mr Joe Nosy from looking.
Last edited by TheMatrix on Thu May 08, 2008 3:30 am, edited 1 time in total.
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animaleyes76

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Post by animaleyes76 » Wed May 07, 2008 5:00 pm
I have to admit i did think the same the other day.

luckily for me my address is now different.. but even so......
 
 

TheMatrix

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Post by TheMatrix » Wed May 07, 2008 5:04 pm
If you inform your IP of an address change though, wont they update the register?
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ianmillington

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Post by ianmillington » Wed May 07, 2008 6:04 pm
Hi

The entry on the DTI register is "last known address" which to me signifies the address at the date of approval of the IVA. There are no statutory requirements known to me to provide updates, other than to advise of the completion or termination of the IVA.

Certainly I can't recall ever having notified the DTI of the change of a debtor's address.

Ian
Ian Millington
Insolvency Director
PDHL Ltd (formerly Personal Debt Helpline Ltd)
www.pdhl.co.uk
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