HOME  FORUM  MEDIA  ARTICLES  TV  EVENTS  BLOGS
•Home
•Creditor Voting
•Bankuptcy Help

IVA GUIDES
•IVA Info Centre
•What is an IVA?
•Starting an IVA
•The IVA process
•IVA Monthly Payment
•IVA Pros and Cons
•IVA FAQ
•Expert Advice
•Health Issues
•The Panic zone
•IVA Glossary
•Insolvency Act 1986
•IVA Help

EVENTS
•Debt debates
•Frugal friends

IVA TV
•Debt debate
•Melanie Giles
•Post debate
•More...
BLOGS
•IVA News
•Andy Davie
•Melanie Giles
•Aguise
•More...
FORUM
•forum
•register
•search
•faq
•experts

TEMPLATE LETTERS
•Suspend payments
•Token payments
•Write off
•Pro Rata
•Settlement
•More...

ARTICLES
Recent Articles:
•Your credit file (report) and mortgages
•IVA / Bankruptcy and your home FAQ's
•IVA and the lack of information
•IVAs
•SUCCESSFUL CONCLUSION OF AN IVA

Top Articles:
•A Full and Final IVA
•Debt Recovery Through the Court
•Your credit file (report) and mortgages
•IVA / Bankruptcy and your home FAQ's
•Making token payments before an IVA

View All Articles
MEDIA ROOM
•Press releases
•Media Coverage
•Interviews
•Media Requests
•Quotes
•Stats
•Contact Media Room

IVA SOLUTIONS
•0800 197 4838
•IVA Wizard


OTHER:
•About IVA.co.uk
•Links
•Contact us
•Add your site
•Debt Glossary
•IVA.co.uk site index
•Legal

FRUGAL FRIENDS CLUB
  >Manchester Frugal Friends Club 5th June 2007
Up in Manchester for the first Frugal Friend’s Club meeting, it was family matters that were in the spotlight. With forum regular John (AKA Ordinary World) , his partner Jane and a few glasses of wine, we discussed how
hard it can be to talk to family and friends about a serious debt problem, and also about how children can be affected by a sudden tightening of the household budget.

Amongst the other things we discussed, we also found time to talk about the difficulties of dealing with creditors at work and home. John and Jane are about to propose an IVA, and I wish them the best of luck. It was a very enjoyable evening, and I look forward to meeting more forum regulars around the UK in the months to come.
 
IVA WIZARD
-Do you qualify
for an IVA?

-Write off up to 60% of your debt
-Ave write off 45%
Total Debt:
£
No of creditors:
Monthly income:
£
Monthly expenses:
£
Own home?
Yes No
Postcode:
£

Creditor Voting
See how creditors voted.
Let us know your creditor voting.
Testimonials
See what people are saying about this website.
IVA Helpline
0800 197 4838
call our helpline for free advice
Media Coverage

Credit Today
"Calls for IVA Council Inquiry"
08-May-2008 - Print

Credit Today
"Bankruptcy numbers ‘worrying’ for economy"
06-May-2008 - Online

Cambridge Evening News
"More singles are becoming insolvent"
06-May-2008 - Print

Daily Mirror
"Young, free, single...and broke"
05-May-2008 - Print

ThisIsMoney.co.uk
"Insolvencies rise for first time in a year"
02-May-2008 - Online
Free E-Books

Budgeting at christmas
How to manage your finances at Christmas
 

Avoiding ID Theft
How to avoid ID theft
 

Parking Fines Guide
How to get parking fines refunded!
Bank Charges Guide
How to get all bank charges from the last 6 years refunded!
IVA & Debt Leaflet
Find out all the debt solutions that are available.
Credit Repair Guide
Find out how your credit file works and find out some ideas for how you can improve it.
The Debt Penalty

Online documentary about debt.
The IVA Book
Get the IVA Book from Amazon or visit the official support site here
Read blogs from people doing IVAs:
IVA blog from Steve Hitchens